AI-powered predictions that warn you about cash shortfalls before they happen. Built for gig workers and anyone with irregular income.
Most apps show you where your money went. We show you where it's going—before you're broke.
Our AI analyzes your recurring bills, income patterns, and spending habits to predict cash shortfalls up to 30 days in advance.
Connect all your accounts securely through Plaid. Checking, savings, credit cards—see your complete financial picture in one place.
150+ merchant recognition rules automatically tag every transaction. No more manual categorizing—just accurate insights.
Visualize your 30-day cash flow with smoothed trends. Spot patterns, track your stability, and make smarter decisions.
Never miss a payment. We detect your subscriptions and recurring charges, showing you exactly when and how much is due.
Set budgets that work with your life. Track spending by category, see what's remaining, and stay in control.
Real screenshots from real users managing their money smarter.
Predictive alerts and financial health scores
Auto-categorized spending breakdown
Complete view of your finances
Every dollar tracked and organized
Merchant Recognition Rules
Day Cash Flow Predictions
Banks Supported
Per Year, No Hidden Fees
Real feedback from people who took control of their finances.
"As a DoorDash driver, my income is all over the place. This app actually predicts when I'll be short on cash. That's never happened with any other app."
"Finally an Android app that doesn't feel like an afterthought. The AI insights are actually useful and the interface is clean."
"The recurring bill detection saved me from forgetting about a subscription I didn't need. Already paid for itself."
Join the waitlist and be the first to know when Cognirithm Money launches on iOS.
We'll only email you about the iOS launch. No spam, ever.